Leave your feedback Share Copy URL https://eevb.net/video/P9naTesnSjh.html Email Facebook Twitter LinkedIn Pinterest Tumblr Share on Facebook Share on Twitter Can You Buy a Home With a HELOC Instead of a Mortgage? Yes. Heres How. [m3LcrySZSPp] Health Updated on August 06, 2026 EDT — Published on August 06, 2026 EDT Most people assume transitioning from a mortgage to a HELOC requires significant equity. The actual threshold is much lower than that. As little as 10% equity is enough to refinance your entire mortgage. Michael did it 14 years ago. A banker questioned how 10% equity could pay off a 90% balance. The answer was a straightforward refinance. Most homeowners already have that equity between their down payment and whatever principal has been paid since purchase. And what fewer people realize is that a HELOC can also be used as the primary financing instrument to purchase a home from day one, no traditional mortgage required. Both options exist. Most homeowners have never been told about either one. #credit #mortgage #wealth #entrepreneur #mindset #financialfreedom #personalfinance #moneytips 0WeH07b3XHr aMwqU6mrWAD jYL5mdGVkUz pMlV2GAySFy TPgxZZGYdvc HbT1mhqqn3o
Most people assume transitioning from a mortgage to a HELOC requires significant equity. The actual threshold is much lower than that. As little as 10% equity is enough to refinance your entire mortgage. Michael did it 14 years ago. A banker questioned how 10% equity could pay off a 90% balance. The answer was a straightforward refinance. Most homeowners already have that equity between their down payment and whatever principal has been paid since purchase. And what fewer people realize is that a HELOC can also be used as the primary financing instrument to purchase a home from day one, no traditional mortgage required. Both options exist. Most homeowners have never been told about either one. #credit #mortgage #wealth #entrepreneur #mindset #financialfreedom #personalfinance #moneytips 0WeH07b3XHr aMwqU6mrWAD jYL5mdGVkUz pMlV2GAySFy TPgxZZGYdvc HbT1mhqqn3o